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DEVELOPMENT OF THE MARKET OF CONSUMER CREDITING IN THE POST-CRISIS PERIOD
Grideakin Alexey Afanasievich1, Fedorova Olga Sergeevna2
1East-Siberian Institute of Economics and law, associate Professor, Ph.D.
2East-Siberian Institute of Economics and law, student of the faculty of Economics
1East-Siberian Institute of Economics and law, associate Professor, Ph.D.
2East-Siberian Institute of Economics and law, student of the faculty of Economics
Abstract
Overview and main problems of the consumer crediting of the country. The main income item of Russian banks is consumer crediting. The consumer lending market is developing actively. In 2008, however, with the beginning of financial crisis the main direction of activity of Bank is increasing its liquidity, return of problem loans and improving the quality of credit portfolio. The banks have practically stopped issuing new loans.
Keywords: banks, consumer loans, credit, credit rates, Express credits, post-crisis period, refinancing rate of the Bank of Russia, the borrower
Article reference:
Development of the market of consumer crediting in the post-crisis period // Economics and innovations management. 2013. № 11 [Electronic journal]. URL: https://ekonomika.snauka.ru/en/2013/11/3374
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